FinBox raises $40 million to modernize digital lending infrastructure for next billion Indians

FinBox, a credit infrastructure fintech startup, today said it has raised $40 million in a Series B funding round led by WestBridge Capital, with participation from existing investors, A91 Partners and Aditya Birla Ventures.

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The startup plans to use the fresh capital to accelerate investments in technology, fuel international expansion, and deepen its product offerings.

Founded in 2017 by Rajat, Anant, Nikhi, and Srijan, FinBox is betting big on digitising lending through its AI-native digital lending platform, Sentinel BRE & Partnership Lending Stack (Prism), while continuing to help lenders manage risk with its data & API suite – BankConnect, DeviceConnect & KYC APIs. The startup said it will also expand its portfolio of solutions to build agentic AI workflows & a fraud intelligence suite.

“This funding marks an important milestone in our journey to redefine credit infrastructure and intelligence for the next decade,” said the founding team. 

“Our mission is to empower lenders to source better, underwrite faster, fight fraud more effectively, and extend fairer, more accessible credit to millions. We will continue to deepen our digital lending stack, launch new products, and expand internationally—while staying true to our vision of creating sustainable, world-class financial infrastructure from India for the world,” they added.

“FinBox has established itself as a product-first platform that addresses critical gaps in India’s credit ecosystem. Their modular architecture, data intelligence, and embedded applications create a strong foundation for scalable digital lending. We believe FinBox is well-positioned towards becoming an integral layer of India’s evolving digital credit infrastructure, and we are excited to partner with them in their next phase of growth,” said Deepak Ramineedi, Partner, WestBridge Capital.