Saas startup Roopya raises Rs 4 crore in funding from Inflection Point Ventures

Saas startup Roopya has raised Rs 4 crore in a seed funding round led by Inflection Point Ventures, a Gurugram-based angel investment platform.

Founded by Sudipta Kumar Ghosh and Raman Vig, Roopya’s No-Code “Lending-as-a-Service” platform allows financial institutions to launch customised loan products in 4 to 6 days, a feat which it says typically takes months with conventional infrastructure.

The startup said it offers fully automated Loan Origination System (LOS), simplifying loan onboarding, underwriting, and disbursement. Its SaaS and Lending-as-a-Service (LaaS) platform enables lenders to deploy digital solutions such as Buy Now, Pay Later (BNPL) and EMI offerings.

Ankur Mittal, Co‑founder of Inflection Point Ventures, said, “Roopya has built a technologically advanced platform that empowers institutions with limited access to high‑end lending solutions, in a volatile market where seamless access to credit is critical, their integrated approach has the potential to make lending more accessible and affordable across India.”

Sudipta K Ghosh, said, “Our core belief is in democratizing credit access. By providing a SaaS-based Lending Infrastructure, we empower hundreds of lenders, from NBFCs to Fintechs, to efficiently serve the millions of customers who are currently underserve”.

Roopya claims that its online platform has processed loans worth over Rs 100 crore in the current fiscal year, establishing its presence across 10 states. The solution supports more than 1,100 point‑of‑sale terminals, enabling NBFCs and MFIs to access advanced digital lending technology previously out of reach.

The startup also claims that it works with over 20 lenders who collectively process more than 30,000 loans each month, achieving month-on-month growth of 15-20%.