EximPe secures RBI’s cross-border payment aggregator licence

EximPe, a cross-border payments infrastructure startup, has secured the Reserve Bank of India’s (RBI) Payment Aggregator – Cross Border (PA-CB) in-principle licence for both export and import transactions. 

Founded in 2021 by Arjun Zacharia, EximPe enables compliant cross-border pay-in and pay-out solutions tailored for digital services, e-commerce platforms, and B2B goods trade across emerging markets in Asia. The company’s tech-first platform integrates real-time rate booking, compliance tools, and trade documentation, aiming to simplify the operational and regulatory complexity of international commerce for Indian small and medium enterprises (SMEs), exporters, and service providers.

The new licence enables EximPe to operate as a fully regulated payments aggregator, transitioning from a technology enabler to a cross-border infrastructure provider.

“Securing the PA-CB licence is a defining step in our mission to build the region’s most trusted cross-border payments infrastructure. It validates the trust our stakeholders place in us and reinforces our commitment to enabling businesses to thrive across the high-growth India-Asia corridor,” said Zacharia, who previously founded online furniture marketplace Wedtree.

The Mumbai-based startup claims to have processed over $450 million in transactions across its customer base of more than 5,000 businesses. With the licence in hand, EximPe now aims to scale its operations tenfold by the end of FY 2026.

This regulatory upgrade comes at a time when India’s digital trade and cross-border e-commerce segments are witnessing structural shifts. The licence allows EximPe to further deepen its reach across high-growth trade corridors such as India-Southeast Asia, while offering businesses enhanced capabilities to manage foreign exchange, compliance, and payment workflows through a single interface.

In 2022, EximPe raised $3.5 million in a Series A funding round led by Leo Capital, which has backed a number of fintech startups in India.

It plans to deepen its market presence across key Asian trade corridors, invest in cutting-edge compliance and security infrastructure, and forge strategic partnerships to expand its service offerings.