GetVantage launches AI-powered GrowthSahay, commits Rs 500 crore to revolutionize MSME financing

GetVantage, a homegrown embedded finance fintech, has launched GrowthSahay, an AI-powered financing platform for MSMEs, at MumbAI Tech Week 2025, Asia’s largest AI festival.

The launch took place in the august presence of Hon’ble Chief Minister Devendra Fadnavis and Hon’ble Union Minister Piyush Goyal.

Leveraging framework of OCEN

The GrowthSahay platform leverages the advanced framework of OCEN to provide swift, hassle-free, and non-dilutive funding ranging from Rs 1 lakh to Rs 1 crore. Designed for GST-registered MSMEs, Growth Sahay offers unsecured working capital financing without collateral.

The company said that the platform has been running in beta for the past six months, during which it successfully facilitated over Rs 100 crore in funding to more than 600 MSMEs across India.

The platform offers a 100% digital, frictionless experience, ensuring transparency, security, and faster payouts. Businesses can access funding based on their cash flows with disbursements as quick as 72 hours and benefit from follow-on funding through a single application, it said.

Leadership comments

“Our role as a founding member of PSLAI underscores our commitment to India’s MSMEs. GrowthSahay is purpose-built to address the critical credit gap for over 64 million MSMEs. While only 14% of MSMEs in India have access to credit today, initiatives like Growth Sahay, built on India Stack infrastructure like OCEN, aim to double credit access within the next 3–5 years," said Bhavik Vasa, Founder & CEO of GetVantage.

“Significant change, not incremental improvements, are essential in this sector and with the right product developments, cash flow-based financing and policy support, credit in this sector could double to nearly Rs 130 trillion in the next few years and achieve 2x growth in the next 3-5 years," said Sharad Sharma, Co-Founder of iSPIRT Foundation.

Jaya Saha, of HutsandLooms, SME from Howrah, West Bengal shared experience, “Accessing working capital was our biggest challenge. GetVantage has been a game-changer for our business and our artisans, helping us grow 150% QoQ and empowering our community.”